Ever the last-minute-run-out-the-door type I find my Carmen Clutch and leopard flats a comfort. With jeans and a white tee I run out the door feeling confident that I look dressed for some sort of activity not involving a lacrosse field or a pool deck. I highly recommend identifying your accessories that make you feel that way and putting them on repeat. Keep it simple I say.
left to right
(My loafers are from last season = scarce. The pair on the right are close in shape and style)